What it looks like
Real screens from the actual files — not mockups.
Four spreadsheets that work together — a budget that flags overspending, a debt payoff plan with a real finish date, a net worth tracker, and a savings challenge that adds up to $1,378.
Get all four — $29 onceNo subscription. Yours forever. Works in Excel and Google Sheets.
Budget tells the money where to go. Debt payoff kills the leaks. Net worth proves it's working. Savings makes it a habit. Buy the system once; it runs the math for you.
A 12-month budget that flags overspending the moment it happens — the category tab turns red. One dashboard rolls up the year.
Pick snowball or avalanche and watch your debt-free month move closer. It builds the full month-by-month plan for both strategies.
One number that tells the truth about your money, tracked across 24 months. Five minutes a month.
Small weekly wins that add up to $1,378 — plus an emergency fund and three custom goals.
Real screens from the actual files — not mockups.
Launch price for the first two weeks.
Both. Every file imports into Google Sheets and all the formulas work. (The coloured data bars only render in Excel — the red/green overspend warnings work everywhere.)
No. You pay once and keep the files. No account, no monthly fee.
Yes. Each file has a plain-English Instructions tab first, and you only ever type into the shaded input cells — the rest is locked so you can't break it.
Email within 30 days and we'll refund you — see our refund policy.